Welcome to Community State Bank of Orbisonia
 

Free Kasasa
Saver® Account

Ready to Choose? You can apply online in minutes here or contact us with your questions and concerns.

 

Open in Minutes Kasasa Saver and Kasasa Cash

Open in Minutes Kasasa Saver and Kasasa Cash Back

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.50% APY* on balances up to $100,000
  • 1.50% to 1.00% APY on balances over $100,000 depending on balance in account*
  • 0.05% APY%* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free Online Services including:
  • Free Mastercard® debit card
  • $50.00 minimum deposit to open

The only true qualification for Kasasa Saver is to have a Kasasa Cash or Kasasa Cash Back account.

Meet the checking requirements and you're good-to-go!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollment must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle:

  • At least 12 debit card transactions
  • 1 direct deposit, ACH, or bill pay transactions
  • Be enrolled in and agree to receive eStatements

Super easy, right? And there's no need to worry if you don't meet your qualifications. There's still no monthly maintenance fee, and you can get right back to earning your full rewards the very next month!

Open in Minutes Kasasa Saver and Kasasa Cash>>

Open in Minutes Kasasa Saver and Kasasa Cash Back >>

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the statement cycle preceding the current statement cycle. Cycle Dates >>

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000.00 in your Kasasa Cash account earn an interest rate of 2.95% resulting in a non-compounding APY* of 3.00%; and average daily balances over $25,000.00 earn an interest rate of 0.49% on the portion of the average daily balance over $25,000.00, resulting in a non-compounding .50% APY depending on the account's average daily balance. In addition, average daily balances up to and including $100,000.00 in your Kasasa Saver account earn an interest rate of 1.48% resulting in an APY of 1.50%; and average daily balances over $100,000.00 earn an interest rate of 0.49% on the portion of the average daily balance over $100,000.00, resulting in 0.50% APY depending on the Kasasa Saver account's average daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire average daily balance will be 0.05% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. In addition, the entire average daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the first processing day of the following statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle. * Note: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/01/2019.  Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. $50.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.