Savings
Statement Savings
- Earns competitive interest rate
- Compounds quarterly
- Can be linked to checking account and receive combined statements with monthly compounding
- $5.00 minimum deposit to open account under 18 years of age
- $50.00 minimum deposit to open account over 18 years of age
- no minimum balance requirement or fee to maintain an account balance
- ATM card available
Click here to open our savings calculator.
Club Accounts
- Christmas Clubs payout October 5
- Vacation Clubs payout May 15
- Interest bearing
- Maximum annual deposit $5,000
- Interest paid at maturity
- Set up with coupon books or automatic drafting from an account
Certificates of Deposit
- Terms starting at 7 days to 60 months
- Interest paid monthly, quarterly, or semi-annually by check; by compounding back into the certificate, or crediting automatically to another account.
- Automatically renewable
- Penalty for early withdrawal
- Large deposits and Community Interest Plus Club members are eligible for bonus rates on qualifying deposits
- To view current Certificates of Deposit Rates - Click Here
Click here to open COD calculator.
Money Market Deposit Accounts
- $1000 minimum deposit to open account
- Tiered interest rate; interest bearing account on entire balance those days that the account balance exceeds $1000.
- Transactions limited to a total of (6) per statement cycle. These may be consisting of preauthorized transactions and third party checks with a maximum of (3) third party checks.
- In person withdrawals are unlimited
- ATM or debit MasterCard available with no annual fee
Health Savings Accounts
- $25.00 minimum deposit to open account
- Each deposit must be a $25.00 minimum
- Interest will be paid quarterly on the account
- Customer will pay for checks which will have "Health Savings Account" in the body of the check
- $1.00 monthly service charge will be debited from the account when the quarterly statement is produced
- We also offer a Certficate of Deposit Health Savings Account product. Call or stop in for details.
* Call us for more details and a full Truth In Savings disclosure
