Personal Checking Accounts
Community Interest Plus Club Account
- $50.00 minimum deposit to open, no minimum balance required
- Unlimited check writing ability
- Interest bearing account. Pays interest on entire balance for every day balance exceeds $1,000, no penalty for balances under $1,000
- Monthly service fee avoided with direct deposit of payroll check, government check, etc.
- ATM or debit MasterCard available with no annual fee
- CIPC Club checks at no charge, any other package at a 50% discount
- Personal lines of credit available
- Many no charge items: Club Checks, Travelers Cheques, automatic transfers between accounts, no fee ATM and debit MasterCard usage, interest rate discount on drafted loan payments, interest rate bonus on Certificates of Deposit with interest credited to the CIPC account, discount on Safe Deposit boxes, discount on stop payments.
Classic Community Interest Plus Club Account
- For our customers over 50 years of age
- $50.00 minimum deposit to open, no minimum balance required
- Unlimited check writing ability
- Interest bearing account. Pays interest on entire balance for every day balance exceeds $1,000, no penalty for balances under $1,000
- Monthly service fee avoided with direct deposit of payroll check, government check, etc. or by maintaining a minimum deposit of $100.00
- ATM or debit MasterCard available with no annual fee
- CIPC Club checks at no charge, any other package at a 50% discount
- Personal lines of credit available
- Many no charge items: Club Checks, Travelers Cheques, automatic transfers between accounts, no fee ATM and debit MasterCard usage, interest rate discount on drafted loan payments, interest rate bonus on Certificates of Deposit with interest credited to the CIPC account, discount on Safe Deposit boxes, discount on stop payments.
Regular Checking Account
- $50.00 minimum deposit to open the account
- Unlimited check writing ability
- $200.00 minimum daily balance to avoid a monthly service fee
- Customers pay for their checks
- ATM card or Debit MasterCard available with this account with no annual fee
- Personal line of credit possible with this account
- Monthly statements
- Line of credit available
Regular Checking Account - Special Account Status
(Students, individuals over 62, and persons on disability incomes)
- $50.00 minimum deposit to open the account
- Unlimited check writing ability
- NO minimum daily balance requirements
- Customers may have a designated style of checks at no charge with this account
- ATM card or Debit MasterCard available with this account
- Monthly statements
- Line of credit available
*Students get ONLY their first order of checks at no charge with this account
Super Now Checking Account
- $50.00 minimum deposit to open
- $1,000 minimum balance to avoid a service fee
- $1,000 minimum daily balance to earn interest
- Unlimited check writing
- Line of credit available
- ATM card or debit MasterCard available with no annual fee
- Monthly statements
Money Market Deposit Accounts
- $1000 minimum deposit to open account
- Tiered interest rate; interest bearing account on entire balance those days that the account balance exceeds $1000.
- Transactions limited to a total of (6) per statement cycle. These may be consisting of preauthorized transactions and third party checks.
- In person withdrawals are unlimited
- ATM or debit MasterCard available with no annual fee
