Personal Lines of Credit
(Loans advanced from one of our Checking Accounts)
Fixed Rate Line of Credit
- $2,500 minimum line of credit
- Payment drafted from Community State Bank DDA account
- Monthly payment of 2.00% of balance (minimum payment of $50)
- Advances in multiples of $100.00
Variable Rate Line of Credit
- $5,000 minimum line of credit
- Payment drafted from Community State Bank DDA account
- Monthly payment of 2.00% of balance (minimum payment of $50)
- Advances in multiples of $100.00
- Annual Percentage Rate calculated at 4.00% over Wall Street Journal Prime
Personal Demand Loans
- $1,000 amount minimum
- Interest payable monthly
- Principle due on demand
- Maturity one year
- Variable Annual Percentage Rate calculated at 5.50% over Wall Street Journal Prime
Please contact your local branch office for rate details.
