Home Equity Loans
Home Equity Lines of Credit
- 5 year draw period
- 10 year payback
- 15 year total based on Wall Street Journal Prime (WSJP)
- Floor Annual Percentage Rate - none
- Ceiling Annual Percentage Rate - 12.00%
- After first 6 months, rate adjusts to the Wall Street Journal Prime Rate. Current Wall Street Journal Prime Rate - 5.25%
- Application fee - $125
Home Improvement Loans
(mortgage required)
*** .25% discount when payment will be drafting from a Community State Bank checking or savings account ***
Call or stop in and see one of our Customer Service Officers for more details or a "Truth in Lending Disclosure".
