Investments
Certificates of Deposit
- Terms starting at 7 days to 60 months
- Interest paid monthly, quarterly, or semi-annually by check; by compounding back into the certificate, or crediting automatically to another account.
- Automatically renewable
- Penalty for early withdrawal
- Large deposits and Community Interest Plus Club members are eligible for bonus rates on qualifying deposits
- To view current Certificates of Deposit Rates - Click Here
Access Certificate of Deposit
- Eighteen month term
- No penalty for withdrawals in increments of $500 or more
- Additional deposits in increments of $500 or more
- $5000 minimum deposit to open account
- Must maintain $5000 balance
***ADJUSTABLE RATE CERTIFICATES OF DEPOSIT***
36 Month Prime Adjustable Rate Certificate of Deposit
- INTEREST RATE - 3.25% less than the Wall Street Journal prime rate
- Minimum deposit $500.00
- Rate changes frequently
- Monthly compounding interest
- Interest paid by check or credit to demand deposit account
- Same procedure as regular certificates of deposit
- CIPC bonus applies
| INTEREST RATE | APY | MINIMUM DEPOSIT |
|---|---|---|
| 2.75% | 2.78% | $500 |
MINIMUM INTEREST RATE -- 2.75%
Individual Retirement Accounts
- Our Nest Egg IRA's are available in both Fixed Rate and Adjustable Rate Products:
- Fixed Rate term is 60 months
- Adjustable Rate term is 24 months
- Minimum deposit of $50 to open an account
- Tiered Interest Rate structure
- We also offer traditional certificate of deposit IRA’s in both 6 month and 36 month terms with a minimum deposit of $500
* Call us for more details and a full Truth In Savings disclosure
