Your Success...

Is Our Success

Personal Checking Options

 

Regular Checking

Personal Checking 

This is our standard checking account that offers unlimited check writing ability with customer paid checks, free ATM card or Debit MasterCard with no annual fee and 5 free debit transactions per month. This account can also be attached to a personal line of credit.

Requirements:

  • $50 minimum deposit to get started
  • No monthly service fee if your daily balance is $100.00 or more

 

 

Community Interest Plus Club Checking

CIPC 

Our most popular checking account. With a $50.00 minimum deposit to get started customers can enjoy free club checks, no fees for ATM and Debit Transactions, and many more great benefits.

Interest paid on the entire balance every day that the daily balance exceeds $1000.00, and there is no fee for balances under $1000.00. When using direct deposit with payroll or government checks you can also avoid the $6.00 monthly service fee.

Additional Benefits:

  • Better rates on Loans and Certificates of Deposits
  • Discount on Stop Payments & Safe Deposit Box Rentals

 

 

CLASSIC Community Interest Plus Club Checking

Classic CIPC 

This premier checking account is offered to customers over the age of 50.  It features the same benefits as the Community Interest Plus Club Account with multiple ways to avoid a monthly service charge.

  • Direct Deposit your Payroll, Government, Retirement or Monthly supplemental income check.
  • Maintain an account balance great than $100

Interest pays on the entire balance every day that the daily balance exceeds $1000.00, and there is no fee for balances under $1000.00. Like the CIPC, you still receive Club checks and unlimited ATM and Debit Transactions.

Additional Benefits:

  • Discounted rates on Loans 
  • Bonus rates on Certificate of Deposits
  • Discount on Stop Payments & Safe Deposit Box Rentals

 

 

Super NOW Account

Super Now Account 

This account is great for someone who is looking to earn interest on their money, without the requirement of direct deposit. With a $50 minimum deposit to open you can enjoy unrestricted check writing and also attach an ATM or Debit MasterCard to the account. With a minimum balance of $1000.00 you earn interest on your account and avoid the $5.00 monthly service fee.

Additional Benefits:

  • 5 Free Debit Transactions per month with $.50 fee per transaction thereafter
  • Line of Credit Available

 

 

Student Checking

Student Checking 

This special checking account is offered to help students get started in the financial world. Open this account with $50.00 minimum deposit and your first order of checks is free.

There are no balance requirements or restrictions on check writing.

ATM or Debit MasterCards are available with 5 free debit transactions per month.


*Minors wishing to open accounts must have legal parent or guardian as co-owner.

 

 

Money Market Checking

Money Market Checking 

Our Money Market Checking account offers higher interest rates than a regular account so your money can work for you.

Unlimited transfers and withdraws in person, and up to 6 transfers via check or electronic transfer free per statement cycle.

Your minimum deposit starts with $1000.00 and must maintain that balance to accrue interest and avoid monthly service fee.

**Federal law limits no more than 6 withdraws made to a third party during one statement cycle. Excess withdraw fee will be charged for each third party withdraw in excess of the federal limit.

$1000 - $9999.99
$10,000 - $49999.99
$50,000 and over